
01Financing
Financing available.
Homeownership made affordable.
Quality homes at unbeatable prices. We find the right home and financing plan tailored to your situation.
02How modular financing works
A modular home is a house. It's financed like one.
Financed like a site-built home
A modular home is built to the same state building code as a site-built house and set on a permanent foundation, so it is financed with the same kinds of mortgages.
Home and land together
If you are buying land as well, ask about financing the land and the home together. Our free quote covers both.
A plan tailored to you
We find the right home and financing plan tailored to your situation — your budget, your credit and where you want to live.
03Run it yourself
Estimate your monthly payment.
Put in a price you are working with and move the sliders. It is an estimate, not a quote — we will help you with the real numbers.
What it actually costs a month
EstimateEstimated monthly
$1,083/ mo
- Principal & interest
- $876
- Property tax
- $113
- Insurance
- $95
- Home price
- $150,000
- Amount financed
- $135,000
- Interest over the term
- $180,219
- Total of payments
- $330,219
Illustrative only. Rates move, and your actual terms depend on your credit, your down payment and the lender. Talk to us and we will help you find the financing plan that fits your situation.
04In order
Four steps that keep a purchase on track.
- 01
Know your budget
Start with the monthly payment you are comfortable with, not the price of a home you have fallen for. The estimator below is a good place to start.
- 02
Get pre-approved, not just pre-qualified
A pre-qualification is an estimate. A pre-approval means a lender has actually reviewed your finances — and it tells you what is really within reach.
- 03
Budget the whole number
Land, foundation, site preparation, utilities and permits all sit alongside the home. Ask for a home & land quote so the loan is sized for the whole project.
- 04
Choose your home
With a budget and a plan in hand, pick the home. Every home is built to order.
05Money questions
Asked and answered.
Yes. Financing is available, and we will help you find the right financing plan for your situation. Call 336-807-6428 or send the quote form to get started.
Modular homes are built to the same North Carolina residential building code as site-built houses and set on permanent foundations, so they are financed like site-built homes. Eligibility for any particular loan depends on you, the lender and the property.
Yes — tell us where you want to live and ask for a free home & land quote. We will talk you through financing the land and the home.
Want real numbers instead of an estimate?
Get a free home & land quote. We'll get back to you within 24 hours.
